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The Truth: Most people get to keep everything and go about their normal life.
The Truth: Most people are able to get credit and rebuild credit fairly soon after going through bankruptcy.
The Truth: Bankruptcy is a great option to discharge back IRS taxes for some people.
The Truth: Bankruptcy allows most people to keep their house and is no worse to their credit than a foreclosure.
The Truth: Laws are in place that make it illegal to fire an employee or refuse to hire a potential employee because that individual has filed for bankruptcy.
The Truth: While a bankruptcy filing is a public record, few people check and in most cases your friends and family will have no idea you filed bankruptcy.