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If you have limited assets, the bankruptcy laws might allow you to qualify for Chapter 7 bankruptcy. Chapter 7 bankruptcy is often recognized as the most efficient (and easiest) type of bankruptcy. Keep your property and possessions and eliminate your debt... if you qualify, a Chapter 7 bankruptcy can deliver individuals and families a fresh start. Call and discuss your options for a Chapter 7 today and we can determine if a Chapter 7 can help you rebuild your finances.
Chapter 13 bankruptcy allows individuals and families to protect property (e.g., houses and cars) in order to reorganize, reduce, and in some cases eliminate other debts. When debtors file for Chapter 13, the law stops foreclosure (immediately!) and protects the debtor's home from creditors including mortgage companies (Chapter 13 can be used to protect vehicles from repossession as well). If you need time to reorganize your debt, Chapter 13 may be an advantageous choice for your situation.
Should you file for bankruptcy? What are the advantages and disadvantages? Call our office today. Take advantage of our experience. In most instances, we can quickly diagnose your situation and advise you on your best path forward.
Call (817) 918-9111 today.